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SMSF Loans

Explore SMSF loan solutions that can help your self-managed super fund invest in property. Rosella Finance provides clear guidance throughout the lending process.

I Want to Buy
I Want to Refinance
Self-Managed Super Fund Lending

Invest in property through your SMSF with confidence

A Self-Managed Super Fund (SMSF) loan can allow eligible trustees to purchase investment property through their super fund while working towards long-term retirement goals. Because SMSF lending has specific legal and lending requirements, it’s important to have experienced guidance throughout the process.

At Rosella Finance, we help you understand SMSF loan options, lender requirements, and the steps involved so you can make informed decisions with confidence.

SMSF Finance

Explore lending solutions designed for eligible SMSF property purchases.

Investment Guidance

Understand the lending process and important SMSF loan requirements.

Expert Loan Support

Receive professional guidance from application through to settlement.

How does an SMSF loan work?

An SMSF loan allows an eligible Self-Managed Super Fund to purchase an investment property using a specialised lending structure known as a Limited Recourse Borrowing Arrangement (LRBA). These loans have specific legal, lending, and compliance requirements that differ from standard home loans.

Rosella Finance works closely with you and your professional advisers to help you understand the lending process, compare suitable lender options, and navigate each stage of your SMSF property purchase.

Purchase residential investment property
Invest in eligible commercial property
Grow your retirement portfolio
Diversify your superannuation investments
Compare suitable SMSF lenders
Understand SMSF borrowing requirements
Structure your property purchase correctly
Get Started Today

Explore your SMSF lending options

Request Your Free SMSF Loan Consultation

Personalised. Transparent. Reliable.

Whether you’re purchasing your first SMSF investment property or expanding your portfolio, Rosella Finance can help you understand your lending options and guide you through the application process.

Have questions about your loan options?
Call: 0493 749 529
What is an SMSF loan?
An SMSF loan allows an eligible Self-Managed Super Fund to borrow money to purchase an investment property using a Limited Recourse Borrowing Arrangement (LRBA), subject to Australian legislation and lender requirements.
Who can apply for an SMSF loan?
SMSF loans are generally available to eligible Self-Managed Super Fund trustees who meet lender criteria and comply with superannuation regulations.
What property can an SMSF buy?
Depending on the lender and SMSF structure, an SMSF may be able to purchase eligible residential or commercial investment property. The property must generally meet Australian superannuation rules and investment requirements.
Can I live in an SMSF property?
Generally, no. Residential property purchased through an SMSF is usually required to be held solely as an investment and cannot generally be lived in by fund members or their related parties while owned by the SMSF.
Do SMSF loans require a deposit?
Yes. Most lenders require an SMSF to contribute a deposit, with the required amount varying depending on the lender, property type, and the fund's financial position.
Can Rosella Finance help with SMSF loans?
Yes. Rosella Finance can explain how SMSF lending works, compare suitable loan options, assist with lender requirements, and support you throughout the application process.
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What's the main reason you're refinancing?

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