Construction Loans

Whether you’re building your first home or a custom property, Rosella Finance helps you compare construction loan options and guides you through every stage of the build.

Construction Finance

Flexible funding for every stage of your build

Building a new home is an exciting journey, but financing a construction project is different from a standard home loan. Rosella Finance helps Australian home builders compare suitable construction loan options and understand how progress payments work throughout each stage of construction.

Whether you’re building your first home, upgrading to a custom design, or working with a registered builder, we’ll help make the finance process simple and straightforward.

Progress Payments

Funds are released as construction milestones are completed.

Build Finance

Compare suitable construction loan options for your new home.

Expert Guidance

Receive professional support from application through to completion.

How do construction loans work?

Construction loans are designed specifically for building new homes. Instead of receiving the full loan amount upfront, funds are generally released in progress payments as each stage of construction is completed and approved.

At Rosella Finance, we help you understand each stage of the construction loan process, compare lender options, and ensure your finance is structured to support your building project from start to finish.

Build a new home
Finance custom home projects
Fund knockdown and rebuild projects
Manage staged construction payments
Compare suitable lender options
Understand progress payment schedules
Budget throughout the building process
Receive expert finance guidance
Get Started Today

Let's finance your new build

Request Your Free Construction Loan Consultation

Personalised. Transparent. Reliable.

Whether you’re building your first home or your forever home, Rosella Finance can help you compare construction loan options and guide you through every stage of the process.

Have questions about your loan options?
A construction loan is designed to finance the building of a new home. Funds are generally released in stages as construction progresses, rather than being paid in a single lump sum.
The lender releases funds to your builder after approved construction milestones have been completed, such as the slab, frame, lock-up, and final stages.
In many cases, yes. Most lenders require you to use a licensed and approved builder who meets their lending requirements.
Many construction loans only require repayments on the funds that have been drawn down during the construction period, although this varies between lenders and loan products.
Lenders commonly request a signed building contract, approved building plans, council approvals (where required), specifications, and cost estimates before assessing your application.
Yes. Rosella Finance can help you compare suitable construction loan options, explain the building finance process, and guide you from application through to completion.
Rosella Finance
Step 1 of 3

Have you saved a deposit?

Do you have a deposit?
Step 1 of 3

What's the main reason you're refinancing?

What's the main reason you're refinancing?