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First Home Buyer Loans

Buying your first home doesn’t have to be overwhelming. Rosella Finance helps you compare suitable home loan options and guides you through every stage of your home-buying journey.

I Want to Buy
I Want to Refinance
First Home Finance

Helping first home buyers purchase with confidence

Buying your first home is an exciting milestone, but understanding deposits, borrowing power, lender requirements, and available government support can feel overwhelming. Rosella Finance provides personalised guidance to help first home buyers compare suitable loan options and make informed decisions throughout the home-buying journey.

Whether you’re just starting to save or you’re ready to purchase, we’ll help simplify the process from pre-approval through to settlement. Government schemes and grants may also be available to eligible buyers, depending on their circumstances and location.

Loan Comparison

Compare suitable home loan options designed for first home buyers.

Pre-Approval Support

Understand your borrowing power before you begin your property search.

Expert Guidance

Receive professional support from application through to settlement.

How can a first home buyer loan help?

A first home buyer loan helps eligible buyers finance their first home while understanding loan features, repayments, deposits, and available support programs. The right loan will depend on your financial situation, property goals, and lender requirements.

At Rosella Finance, we explain each step of the process, compare suitable lender options, and help you understand available government assistance programs that may reduce upfront costs for eligible buyers.

Purchase your first home
Understand your borrowing power
Obtain home loan pre-approval
Compare suitable lender options
Explore eligible government support
Understand deposit requirements
Rosella Finance first home buyer
Get Started Today

Let's make your first home a reality

Request Your Free First Home Consultation

Personalised. Transparent. Reliable.

Whether you’re saving for a deposit or ready to purchase, Rosella Finance can help you compare suitable loan options and guide you through every stage of your first home journey.

Have questions about your loan options?
Call: 0493 749 529
Who qualifies as a first home buyer?
Generally, a first home buyer is someone purchasing their first residential property to live in. Eligibility for government schemes and grants varies depending on your circumstances and the applicable program.
How much deposit do I need?
The deposit required depends on the lender and your financial situation. Some eligible buyers may be able to purchase with a lower deposit through participating government support programs.
What is home loan pre-approval?
Pre-approval gives you an indication of how much you may be able to borrow before you begin searching for a property. Final approval is subject to lender assessment and the property you choose.
Can I access government assistance?
Eligible first home buyers may qualify for government grants, guarantees, or stamp duty concessions depending on the state or territory and the program requirements.
What costs should I budget for?
In addition to your deposit, you may need to budget for legal fees, inspections, loan establishment costs, and other purchase-related expenses. The costs will vary depending on your property and location.
Can Rosella Finance help first home buyers?
Yes. Rosella Finance helps first home buyers compare suitable loan options, understand borrowing capacity, navigate the application process, and explore available support programs for eligible buyers.
Rosella Finance
Step 1 of 3

Have you saved a deposit?

Do you have a deposit?
Step 1 of 3

What's the main reason you're refinancing?

What's the main reason you're refinancing?